Mortgages and Secured Loans from First Choice Finance

CHOOSE WHICH OPTION IS Best for you - First Choice Finance 20 Years Serving You

Remortgage

Release the equity in your home

This is where you take out a new mortgage on your property with a new lender, even though you are not moving home. Your previous lender is paid off with funds from your new mortgage and you can raise capital for any legal purpose.

Quick Decision Remortgage

Consolidation Loans

Get it all under one umbrella

By consolidating your debts you could reduce your monthly outgoings and arrange all your payments into one manageable monthly amount. This can really help to improve your quality of life and to not have to worry each month about making ends meet.

Quick Decision Consolidation Loan

Secured Loans

No hassle and fast approval

Secured loans can be used for almost any purpose such as a new car or home improvements jobs. It could help reduce your monthly outgoings, or consolidate your existing debts leaving you with just one convenient, manageable monthly repayment.

Quick Decision Secured Loan

Purchase Mortgages

Greater choice of lenders for your purchase mortgage

Our mortgages are available through major lenders and subsidiaries of high street banks. We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance.

Quick Decision Mortgages

ALL LOANS AND MORTGAGES ARE SECURED AGAINST YOUR PROPERTY. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. REDUCING YOUR MONTHLY OUTGOINGS BY SPREADING YOUR REPAYMENTS OVER A LONGER TERM, MAY INCREASE THE OVERALL AMOUNT OF INTEREST YOU PAY. LOANS: A FEE OF UP TO 10% OF THE AMOUNT BORROWED WILL BE PAYABLE ON COMPLETION ON A NO LOAN NO FEE BASIS. OUR TYPICAL, VARIABLE RATE IS 15.9% APR.
MORTGAGES: A FEE OF 3% OF THE MORTGAGE AMOUNT WILL BE CHARGED, SUBJECT TO A MINIMUM OF 1,500, ON A NO MORTGAGE NO FEE BASIS THE OVERALL COST FOR COMPARISON IS 6.4% APR. FIRST CHOICE FINANCE IS A TRADING STYLE OF TERM PART Ltd. WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL SERVICES AUTHORITY TO ADVISE AND ARRANGE MORTGAGE AND GENERAL INSURANCE PRODUCTS. WE ARE LICENSED UNDER THE CONSUMER CREDIT ACT 1974 TO CARRY ON THE BUSINESS OF CONSUMER CREDIT, CONSUMER BROKERAGE, DEBT ADJUSTING AND DEBT COUNSELLING, CALLS MAYBE RECORDED FOR TRAINING AND QUALITY PURPOSES.